What is a fiduciary financial advisor?

A fiduciary financial advisor has a duty of good faith and is ethically bound to act in your best interest.  As a CERTIFIED FINANCIAL PLANNER ™ professional we are required to act as a fiduciary and place your interest ahead of our own.

What is your approach to financial planning?

We believe that a customized, personal and flexible financial plan is best to meet our partner's needs.  Your plan is not a static document, it is constantly evolving to fit your changing circumstances. 

What is your investment management philosophy?

We believe in a combination of active and passive investment management in our portfolio construction.  Your portfolio will be matched to your personal risk tolerance because no investment program can succeed if you are not able to stay invested and committed to it.

How are you compensated?

We prefer to enter a fee-based fiduciary relationship with each of our partners.  We may charge fees based on the amount of assets under management and/or as a flat planning fee.  In some circumstances, a fee arrangement is not appropriate for a partner's situation and we may be compensated via a commission if you chose to purchase a product through us.  All compensation is disclosed clearly in writing to each partner before any project is undertaken and confirmed again on an annual basis.

What services do you offer?

We are happy to advise you on any aspect of your financial life that is important to you.  We provide comprehensive on-going financial planning and investment management for our partners.  In some circumstances, we may agree to engage in project-based or hourly billed financial planning activities.

What are your account minimums?

We do not have account minimums.  If you are committed to improving your financial situation, we are committed to assisting you.

Are you accepting new partners?

We are always interested in meeting with new potential partners to determine if we can provide value to your financial life and if you are a good fit for our practice.